SX600abuser
Member
I have been tossing around the idea of picking up a beater sled to be able to lend out to others on a regular basis. One of the reasons I am hesistant to pull the trigger on this is due to the possiblility of someone hurting themselves on my snowmobile and holding me liable for it. I tried to research it but I didn't find much. What do you guys know about this topic? Is it different from state to state? Any insite would be apprieciated.
Gorkon
New member
I have a fleet and we take people out all the time. We give them a verbal claim but nothing more. the reason being that anyone may try at anytime to make a claim, doesn't mean that they actually have a claim. There are many levels of looking at this, from inside the box, i.e.: like most of the sheeple IN the Matrix, or from outside which is what I rely on and which will probably be waaay too far out for you.
Firstly, you could write a waiver for people to sign who ride the sled. Not too difficult, just use one from the local ski hill or go gart track as an example. This of course does not prevent anyone from actually making a claim, just that most will operate under false assumption that they are under contract and cannot. None of which is true of course unless the waiver were written in the correct sentence structure and consideration given. (www.dwmlc.com) NOTHING is!
Someone could go to a LIAR and file a claim regardless of what you do, and you might be able to use the waiver as a defense and maybe get away with it. Then again, maybe not. I never defend as defense never wins is almost a universal rule, think football! There are other ways, "in the box" so to speak and some work okay but never with any guarantee. Which is why I prefer using the knowledge I have outside the box, and vacate their claim as perjury via fraudulent conveyance of language. (it ALL is if written in adverb-verb)
So in summation, whilst the first suggestion is the simplest, the fact of the matter is that the only guarantee is either avoid the risk altogether, or have the knowledge to vacate any claims as they may come. I chose the latter as it not only protects me from frivolous things like this, but from ALL LIARS, IRS, government or otherwise. Ignorance may be bliss, but knowledge is POWER. Good luck. G.
Firstly, you could write a waiver for people to sign who ride the sled. Not too difficult, just use one from the local ski hill or go gart track as an example. This of course does not prevent anyone from actually making a claim, just that most will operate under false assumption that they are under contract and cannot. None of which is true of course unless the waiver were written in the correct sentence structure and consideration given. (www.dwmlc.com) NOTHING is!
Someone could go to a LIAR and file a claim regardless of what you do, and you might be able to use the waiver as a defense and maybe get away with it. Then again, maybe not. I never defend as defense never wins is almost a universal rule, think football! There are other ways, "in the box" so to speak and some work okay but never with any guarantee. Which is why I prefer using the knowledge I have outside the box, and vacate their claim as perjury via fraudulent conveyance of language. (it ALL is if written in adverb-verb)
So in summation, whilst the first suggestion is the simplest, the fact of the matter is that the only guarantee is either avoid the risk altogether, or have the knowledge to vacate any claims as they may come. I chose the latter as it not only protects me from frivolous things like this, but from ALL LIARS, IRS, government or otherwise. Ignorance may be bliss, but knowledge is POWER. Good luck. G.
Or if they wreck your stuff you arenon the other side of the coin...
tripplec
New member
It would have to be road legal (insurance, license sticker) and trail pass if its on the trail. With the exception of the trail pass it on your plate to pay for the others. If they venture on a Snowmobile assossiaiton trial and caught it will be them thats charged/fined being the driver.
opsled
Active member
Bottom line is that you are not amune from any lawsuit that someone wishes to file. Liable or not it is very costly. Just be carful (at the very least) of who you let use your stuff and hope for the best.
opsled
opsled
super1c
Super Moderator
I have liability on all my sleds. It is attached to my homeowners. Some companies put it on the auto or just a seperate policy. Then whoever rides it i am somewhat protected. But they can sue you if they are hurt no matter what. This isnt foolproof but it does offer me some protection. I mostly do it as my daughter is still very new at snowmobiling, and if she hits someone i am protected. I dont care about the value of the sleds as they are worth more parted then whole. And i can fix just about anything for cheaper then replacing anyway. They are about $30 bucks a year for each for just liability. When i did cary full they were about $90 each a year.
ottawaair
New member
I let very few people ride back up sleds, and very, very few ride MY SRX. I have a 97 600 XTC I let my brother ride.
Like Super1c, I carry liability on my old iron. Its very cheap when added to your home owners, I dont even think Im paying 20-25 bucks a year for my SRX6.
tripplec
New member
Well the insurance company's here want $200 for liability only (no collision, no comp etc). I did not go out last year since between the trail pass $225 last year more this year, insurance and some basic necessities to get going oil, plugs I was looking at $500 to hit the trail. Year before I got out once and the snow was gone. Screw that it wasn't worth it. This year my sled is 15 years old and qualifies for classic trail permit which is $125 and I hunted and found my auto insurance company was able to cut the liability in half and only them. I called around but its more affordable. I am also setup to trailer it further north to pickup on better trails if they get snow. Hopefully I'll be out a bit more and enjoying the rides.